Why More Businesses are Switching to Level-Funded Health Plans
Level-Funding: The Ideal Middle Ground
Level-funded insurance is becoming one of the fastest-growing employee benefits solutions for small and mid-sized companies. The solution combines the best elements of self-funding and fully insured benefits. By offering the predictability of monthly payments found in fully insured plans with the opportunity to achieve savings found in self-funded plans, this unique solution provides control, flexibility, and savings, while avoiding some of the typical concerns of self-funding.
Breakdown of Funding Options
Fully Insured
Fixed premiums with minimal financial risk.
Level-Funded
Predictable payments with self-funded savings potential.
Self-Funding
Maximum control over health care spending.
Read the Employer's Guide to Health Plan Funding Options
Compare the Differences
This free resource includes key differences, employer considerations, and sample plan scenarios to help simplify complex employee benefit funding strategies.