---
title: Why More Small Businesses Are Switching to Level-Funded Health Plans
description: Level-funded insurance is becoming one of the fastest-growing employee benefits solutions for small and mid-sized companies.
image: https://learn.novahealthcare.com/hubfs/email-images/AdobeStock_839052379.jpeg
---

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 Employee Benefit Solutions

# Why More Businesses are Switching to Level-Funded Health Plans

## Level-Funding: The Ideal Middle Ground

Level-funded insurance is becoming one of the fastest-growing employee benefits solutions for small and mid-sized companies. The solution combines the best elements of self-funding and fully insured benefits. By offering the predictability of monthly payments found in fully insured plans with the opportunity to achieve savings found in self-funded plans, this unique solution provides control, flexibility, and savings, while avoiding some of the typical concerns of self-funding.

 

### Breakdown of Funding Options

### Fully Insured

Fixed premiums with minimal financial risk. 

### Level-Funded

Predictable payments with self-funded savings potential.

### Self-Funding

Maximum control over health care spending.

 Want to learn more?

## Read the Employer's Guide to Health Plan Funding Options

### Compare the Differences

This free resource includes key differences, employer considerations, and sample plan scenarios to help simplify complex employee benefit funding strategies. 

[Download the Guide](https://learn.novahealthcare.com/hubfs/website-materials/level-funding-infographic.pdf)

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